Theihternak

Inn cawk tik ah inn maan ah a tel peng tawn mi hi “escrow account” ti a si. Inn cawk lio ah 20% nak in tlawm deuh down payment chiah ah cun, escrow account hi ngeih hrim a hau. 20% in a cung na pek ah cun, escrow account ngeih a hau lo.

Escrow account cu, inn ngeitu ca pumpak saving account zong in ruah khawh a si. Escrow account ah hin, property tax le inn insurance a tel. A that nak cu, property tax le inn insurance kha thla fatin (monthly expense) in na inn maan chung ah an telh chih tik ah khan, kum khat voi khat (yearly expense) pek a hau lo.

Minung tam deuh cu, voi khat ah pek dih ti hi kan i harh ngai i, escrow account in, thla fatin pek kha kan caah a fawi deuh tawn. Cun, escrow account ngeih ah cun, interest rate (a ttu) hi tlawn deuh in lock khawh zong a si tawn.

Kum khat voi khat, “escrow analysis” tiah tuah a si i, na account ah na pek zat ning nak in a tlawm deuh a um ah cun, na inn maan a kai lai. Cu bantuk in, tam deuh a um sual ah cun, “refund” kerh than na si lai.

Ka tial mi na fial lo le tam deuh hal awk na ngeih ah cun, direct in message khawh ka si.Crd-Sung Par