Thawngthanhnak: US Inn a caw cang mi, Zei ruang ah refinance a that

September 2020 ah khan Mortgage Loan Originator License Ka ngak.Laimi inn cawk a duh mi le refinance a duh mi cu Keimah in kan bawmh khawh cang hna. Kan laimi lak ah, realtors zong tampi kan ngei cang hna , Zei realtors poah nan hman zong ah Keimah nih doi cawi nak lei cu (mortgage loan)kan bawmh khawh hna.

Inn a caw rih lo mi nih theih ding: 1. Thla 6 hrawng “financial planning” timi Na ngeih ah a tha bik. 2. Zei zat dah taangka Na cawi khawh lai, Na credit score Zei zat a si, zeidah remh a hau mi a um timi pawl kan chimh khawh hna lai.

Inn a caw cang mi, Zei ruang ah refinance a that: 1. Inn Na cawk lio ah, Na interest rate a san ah cun, tulio rate a niam lio ah, refi Na tuah ah cun taangka tampi Na save khawh(Na qualify ah cun.2. Co-signer a ngei mi Na si ah cun, refi lio ah co-signer Na phiat khawh Na qualify ah cun.

  1. Inn Na cawk lio ah 20% down payment Na tuah lo ah cun, MI (mortgage insurance) timi Na ngei. Refi tuah tik ah, phiat khawh a si Na qualify ah cun.4. FHA government progra in inn Na cawk ah cun, MIP (mortgage insurance premium timi Na ngei. Refi tik ah, phiat khawh a si cun FHA kha conventional in thlen khawh a si Na qualify ah cun
  2. Inn na cawk lio ah, kum 30 in na cawk ii, kum 20, 15 in thleng na duh ah cun, refi tik ah tleng khawh a si, interest rate zong a niam chin lai na qualify ah cun.

Ka tial mi pawl ah tam deuh theih Na duh ah cun, FB messenger, phone , text, email In contact khawh ka si.(business card ah contact info a tel.Lai holh, kawl holh, le mirang holh ka thiam. Ka kawl holh cu “ma su bu “ ka si .Sung Par

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